Hope for Homeownership COMMUNITY SAVINGS CLUB

Earn your way to homeownership.

Qualifying members participate in homebuyer education, financial mentorship, and homeownership research — and can receive up to $13,000 to put toward their first home.

Up to $13,000 in homeownership assistance for qualifying members
Why this matters

The path to homeownership runs through savings.

For most American families, the biggest obstacle to homeownership isn't desire — it's preparation.

1 in 3
Americans has no emergency savings at all
29%
can't cover an unexpected $400 expense
$500
is the median emergency savings balance
42%
say a job loss would wipe out savings within months

That's a hard place to buy a home from. We exist to help change it.

Source: Empower, "The Safety Net" study, 2025.

How it works

Three simple steps.

Become a member

Sign up and complete a one-on-one orientation with a member services representative. You'll get access to our homebuyer education library.

Participate in the program

Engage with homebuyer education, financial mentorship, and homeownership research. Your participation is what builds your path to ownership.

Receive up to $13,000 toward your home

Qualifying members have the opportunity to receive up to $13,000, accumulated in the club and used to help with their home purchase at closing.

Who we are

A nonprofit built on a simple belief.

Owning a home should not require choosing between your future and your safety net.

Hope for Homeownership Community Savings Club is a community of savers, a source of homebuyer education, and the connecting point between aspiring homeowners and the programs that can help them get there.

We are not a lender. We are a member-focused nonprofit.

Who qualifies

Open to anyone planning to buy a home.

If you're saving toward your first home — or your next — you're welcome here.

  • No income minimum or maximum
  • Open enrollment year-round
  • All 50 states
Get in touch

Ready to learn more?

Send us a note and a member services representative will reach out within one business day.

Email info@hopeforhomeownership.org

Phone (844) 448-0104

We typically respond within one business day. Saturday inquiries get a Monday morning reply.

Thank you. We received your message and will reach out within one business day.